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All-risk insurance is an insurance that covers a wide range of incidents and perils, except those noted in the policy. All-risk insurance is different from peril-specific insurance that cover losses from only those perils listed in the policy. In car insurance, all-risk policy includes also the damages caused by the own driver.
If Weaver was covered by Medicaid or private health insurance, then her medical bills would not be the county’s responsibility if the sheriff’s office released her from its custody.
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