Lakeland; Metlife Home Loans, N.A. Prieto, Manuel, et ux, et al.; 636 Majesty Drive, Davenport; Federal national mortgage association. Equidania Rodriguez, et al.; 2216 Callaway Court, Davenport;.
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Lenders usually offer this mortgage at a slightly lower interest rate than with 30-year loans – typically up to .5% lower. It is this lower interest rate added to the shorter loan life that creates real savings for 15-year fixed rate borrowers.
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A balloon payment mortgage is a mortgage which does not fully amortize over the term of the note, thus leaving a balance due at maturity. The final payment is called a balloon payment because of its large size. Balloon payment mortgages are more common in commercial real estate than in residential real estate.
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